Effective Date: June 20, 2025
Last Updated: June 20, 2025
Introduction
Reinterest ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application Reinterest (the "App"), a compound interest calculator designed to help you calculate future values of investments with various parameters including withdrawals, additional deposits, and compounding frequencies.
Information We Collect
Personal Information
We do not collect personally identifiable information. The App functions as a standalone compound interest calculator and does not require user registration, login, or account creation. No personal or financial account information is collected or transmitted to our servers.
Device Information
We may collect limited device information for app functionality and crash reporting:
- Device type and operating system version
- App version and build information
- Basic device performance metrics for optimization
- Crash reports and error logs (containing no personal data)
Third-Party SDK Data Collection
AdMob Integration
Our App integrates Google AdMob to display banner advertisements within the compound interest calculator interface. AdMob may collect and process the following data:
- Mobile advertising ID for personalized ad delivery
- Device information (model, OS version)
- Ad interaction data (views, clicks)
- Limited usage analytics related to ad performance
- Basic app usage patterns to optimize ad placement
The AdMob integration is configured with appropriate consent mechanisms and respects user privacy preferences. For more information about Google's data practices, please review Google's Privacy Policy.
No Additional Analytics Services
Currently, the App does not use any additional third-party analytics services beyond what is included with AdMob integration. All calculation data and user preferences remain stored locally on your device.
Data Sharing and Disclosure
We do not sell, trade, or rent your personal information to third parties. We may share information in the following circumstances:
Third-Party Service Providers
We may share limited data with trusted third-party service providers who assist us in:
- Advertising services (Google AdMob for banner ad display)
- Crash reporting and error analysis (basic device and app version information only)
- App store distribution and compliance (Apple App Store, Google Play Store)
Note: No calculation data, user inputs, or saved results are shared with third parties. All financial calculation data remains stored locally on your device.
Legal Requirements
We may disclose your information if required by law or in good faith belief that such disclosure is necessary to:
- Comply with legal obligations
- Protect our rights and property
- Prevent fraud or illegal activities
- Protect user safety
Data Retention
Local Data
All compound interest calculation data, input parameters, saved results, and user preferences are stored locally on your device using secure browser storage. This data is never transmitted to our servers. When you use the export feature to save calculation results as CSV files or share charts, this data export occurs directly from your device without server transmission.
Data Export and Sharing Features
The App includes features that allow you to:
- Export calculation results to CSV format for use in spreadsheet applications
- Export charts as PNG images showing your investment growth over time
- Share calculation results using your device's native sharing capabilities
When you use these features, the data is processed locally on your device. The App does not store copies of exported data on external servers. Any sharing occurs through your device's operating system sharing mechanisms, and you have full control over what data is shared and with whom.
Advertising Data
Advertising-related data retention is governed by our advertising partners' policies. Please refer to Google AdMob's privacy policy for specific retention periods.
GDPR Compliance (EU Users)
If you are located in the European Union, you have the following rights under the General Data Protection Regulation (GDPR):
Your Rights
- Right to Access: Request information about the data we process
- Right to Rectification: Correct inaccurate or incomplete data
- Right to Erasure: Request deletion of your personal data
- Right to Restrict Processing: Limit how we process your data
- Right to Data Portability: Receive your data in a portable format
- Right to Object: Object to certain types of data processing
- Right to Withdraw Consent: Withdraw consent for data processing
Legal Basis for Processing
We process your data based on:
- Legitimate interests for app functionality and improvement
- Consent for advertising and analytics
- Legal obligations for compliance requirements
Data Protection Officer
For GDPR-related inquiries, please contact our Data Protection Officer at privacy@reinterest.app
CCPA Compliance (California Users)
If you are a California resident, you have the following rights under the California Consumer Privacy Act (CCPA):
Your Rights
- Right to Know: Information about the categories and specific pieces of personal information we collect
- Right to Delete: Request deletion of personal information we have collected
- Right to Opt-Out: Opt-out of the sale of personal information (Note: We do not sell personal information)
- Right to Non-Discrimination: Not be discriminated against for exercising your privacy rights
Categories of Information
We may collect the following categories of information:
- Identifiers (device ID, mobile advertising ID for ad personalization)
- Commercial information (compound interest calculation usage patterns)
- Internet activity (app interactions, feature usage within the calculator)
- Technical information (app performance metrics, crash reports)
Note: We do not collect geolocation data, as the compound interest calculator does not require location services.
Data Security
We implement appropriate technical and organizational measures to protect your information:
- Local data storage using secure browser storage mechanisms
- No transmission of sensitive calculation data to external servers
- Secure coding practices following mobile app security standards
- Regular app updates to address security vulnerabilities
- AdMob integration follows Google's security and privacy standards
- Minimal data collection approach - only essential information is processed
Children's Privacy
The compound interest calculator App is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. The App is designed for users who can understand financial concepts such as compound interest, investment calculations, and withdrawal planning. If we discover that we have collected information from a child under 13, we will promptly delete such information.
International Data Transfers
If you are located outside the United States, please be aware that limited information we collect (primarily through AdMob integration) may be transferred to and processed in the United States or other countries where Google's advertising services are located. However, your calculation data and personal preferences remain stored locally on your device and are not transferred internationally.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. We will notify you of any material changes by:
- Posting the updated policy in the App
- Updating the "Last Updated" date
- Providing in-app notifications for significant changes
Your continued use of the App after any modifications indicates your acceptance of the updated Privacy Policy.
Contact Us
If you have any questions about this Privacy Policy, please contact us:
Email: ogundipeadedeji@gmail.com
For technical support or general inquiries about the App, please contact: hello@docilefern.ng
App-Specific Privacy Information
Compound Interest Calculator Features
The Reinterest app is specifically designed as a compound interest calculator with the following capabilities:
- Calculate future values of investments with compound interest
- Support for regular withdrawals with escalation rates
- Additional deposit calculations with custom frequencies
- Multiple compounding frequency options (annual, semi-annual, quarterly, monthly, daily)
- Year-by-year breakdown of investment growth
- Results persistence and comparison features
- Customizable display preferences and default values
No Financial Account Integration
The App does not:
- Connect to your bank accounts or financial institutions
- Access your actual financial data or transactions
- Require financial account credentials or personal financial information
- Store or transmit real financial account numbers or sensitive financial data
All calculations are performed using hypothetical values that you input for planning and educational purposes.
This Privacy Policy is designed to comply with applicable privacy laws including GDPR, CCPA, and mobile app store requirements. Please review this policy regularly as it may be updated to reflect changes in our practices or applicable laws.